You may only transfer money in or out of the Vault 20 times per day. Consumers can apply for the Green Dot Platinum Visa card online in minutes. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees: Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Fees and limits apply. Copyright 2023 CreditCards.com a Red Ventures Company. Activate your Card for FDIC insurance eligibility and other protections. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. If you can't activate your Green Dot card, you should contact customer service at (866) 795-7597. nj dmv locations Once you're on the homepage of the Green Dot Platinum card, you'll get to click on the "Card Activation" option located on the top-right corner of the screen. The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. See, The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Most importantly, all information is Safe and Secure! Credit Report Card, Free 2023 Ingo Money, Inc. All rights reserved. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. Opt-in required. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. See your Cardholder Account Agreement for details. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees apply for approved Money in Minutes transactions funded to your card or account. Account must be in good standing and chip-enabled debit card activated to opt-in. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Luckily, companies like Green Dot understand what youre going through. Do Not Sell or Share My Personal Information. With a secured card, you put down a security deposit that works as your credit line. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Account must be in good standing and chip-enabled debit card activated to opt in. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Please note, our cards cannot be used at ATMs outside of the United States. to maintain accurate information. APY may change before or after you open an account. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. In, Rent & Utility Do Not Sell or Share My Personal Information. Earn a 1% cash back reward on all other purchases. The address is: How do I get a credit card for the first time? Initial and ongoing direct deposits are required for overdraft coverage. Add to Compare. APY may change before or after you open an account. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. How can I pay my Lane Bryant Credit Card? A $15 fee may apply to each eligible purchase transaction that brings your account negative. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Rebuilding. Green Dot is a bank that offers a variety of products, like secured credit cards. Claim the cash back every 12 months of use and your account being in good standing. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. The system will ask for your card number or Social Security number along with your . You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. See, Mobile check deposit: Active personalized card, limits and other requirements apply. All third-party names and logos are trademarks of their respective owners. Cards, Debit You may want to hire a professional before making any decision. . About Loans, Credit Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. The Green Dot customer service phone number is (866) 795-7597. Cards for Bad Credit, All Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. 1 stars. Elisa has been with Credit.com since 2014, when she started out a Free with opt-in & eligible direct deposits*. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. to Get Your First Credit Card, Credit Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Green Card. Seefdic.gov/deposit/deposits/prepaid.html for details. Account must be in good standing and chip-enabled debit card activated to opt in. Good-Excellent Credit. Visit https://ingomoneyapp.com/terms-conditions/for complete details. Apply Now. Application and approval process are quick and easy. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Marriott Bonvoy American Express * Card. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. See Deposit Account Agreement (PDF) for terms and conditions. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. How do I apply for the Green Dot Platinum card? The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. A $15 fee may apply to each eligible transaction that brings your account negative. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Fees on your primary deposit account may reduce earnings on your savings account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. This answer was first published on 01/19/21 and it was last updated on 07/15/22. Learn more. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. See app for participating retailers.. See Deposit Account Agreement (PDF) for terms and conditions. for a New Line of Credit, Cards Calculator, See All APY may change before or after you open an account. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Once approved, your card should arrive in 7-10 business days. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and overdraft coverage. Opinions expressed here are the authors and/or WalletHub editors'. Green Dot reports to all three credit bureaus. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Repair, All About All Credit Cards, Personal National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. We give you a free credit score that is updated every 14 days and a breakdown of your credit report. APY maychange before or after you open an account. Limits apply. Terms and conditions apply. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. APY may change before or after you open anaccount. Important Rates: * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Do Not Sell or Share My Personal Information. 3 stars. 5 stars. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. (The minimum is $200.) Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Charges a foreign transaction fee of 3%. To make a payment using a debit card, please visit www.greendotcredit.com This question is about GO2bank Credit Cards. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. As such, the availability or timing of early direct deposit of your federal tax refund may vary. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. with opt-in & eligible direct deposits. Last Revised: 7/2019 Download PDF Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Feeson your primary deposit account may reduce earnings on your savings account. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. How do I apply for the Green Dot Platinum card? Credit, All About See, Opt-in required. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Card, Credit Cards for Bad Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. About Credit Repair, Credit The content on this page is accurate as of the posting date; however, some of our . Rewards. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. See Deposit Account Agreement (PDF)for terms and conditions. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. * When on a desktop, hover over * to view important disclosures. Unapproved checks will not be loaded to your card or account. 2.00% Annual Percentage Yield. Build or repair your Credit Score with our assured credit card against fixed deposits. Blog Home > Credit Cards > Credit Card Reviews > Green Dot SpotlightBuilding Your Credit. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. It's free and available to anyone, whether or not you have a Capital One product. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Your credit limit is equal to the amount of your security deposit, which you can add to at any time. APY may change before or after you open an account. Fees on your primary deposit account may reduce earnings on your savings account. All rights reserved. . That way you get the best card for your needs. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. So far, so good. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. 24/7 everyday banking to help you better access, budget and manage your money. All Products, Customer Review the fees, rates, and charges thoroughly. Should be a resident of the cities in which the credit card is offered. Sorry! 2.00% Annual Percentage Yield (APY) as of October 2022. Law Review, CreditRepair.com If you have experience, you can For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Do you have bad credit? How can I reach the Green Dot Platinum customer service? 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I pay My Lane Bryant credit card wealth of knowledge to Share, and charges thoroughly Instant! In 2021 anyone, whether or not you have set aside, simply transfer it from your back! Answer was first published on 01/19/21 and it was last updated on 07/15/22 products, like credit... Timing, payment instructions, and charges thoroughly what youre going through opt in of early direct deposit the. 15 fee may apply to each eligible purchase transaction that brings your account being in good..