I have never counseled a client to lie and I am not telling you to lie. If the excluded driver took the car without your permission, you may be able to avoid liability, but you may need a lawyer's help to prove that you should not be held responsible. New comments cannot be posted and votes cannot be cast. Such was certainly the case for Redditor Username-34654, who's daughter and wife never bonded like he hoped they would. Comparison shopping should be easy. Distinguished: An excellent rating for a lawyer with some experience. I recently started seeing a guy at my office, and I guess my ex found out somehow. Maintenance/Repairs. All legal content, insurance rates, products, and services are presented without warranty and guarantee. A place to ask simple legal questions, and to have legal concepts explained. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Can I report my car as stolen if my wife took my car? This is theft. Two things: 1. With the vehicle and the insurance attached to it under your name, you silently agree to bear the consequences of your associates actions when you pass over the keys. If your car is involved in an auto accident, then you, as the vehicle owner, may be held liable for any damageswhether youre behind the wheel or not. There are times when weve all needed a helping hand, and its only natural to want to help out your friends/family in turn. show : hide);star4[0].setAttribute('class', score >= 3.5 ? and our Copyright 2023 MH Sub I, LLC dba Internet Brands. However, if you loaned your car out to someone not covered under your insurance policy, then coverage may apply. I told the cop everything, restraining order and all, but he just kept repeating that the cops dont deal with lovers spats. Once you are under arrest, the least of your worries will be whether or not your actions "upset" your boyfriend. The first question your carrier is going to ask you is if you gave your boyfriend permission to drive. I currently dont even have any words to say to him. Ms. Joanna Marie Mitchell (Unclaimed Profile). Fraudulent uses of . I trusted him and he really had the balls to break that trust. Does Having Surgery Add More Value to a Car Crash Claim? You can report it as stolen, but then you would be telling something less than the truth. You hand over the keys and a few minutes later you get a call that they were involved in a car accident and it was their fault. Call for your free consultation to learn about your legal options. No, if you ever gave her permission to use the car while you were married, then it is not theft. I have never counseled a client to lie and I am not telling you to lie. . Simply file the claim as you normally would. While I was sleeping. Given that, do what you want to do. Unfortunately, there is no pleasant outcome to this story but I'm sure that you would rather work out the details of who was driving now than you would from jail. guide to appearing at magistrates court for drink driving offences. Answer (1 of 111): Question:My friend borrowed my car for an hour and never returned it. I had another one about two weeks later and my Neurologist and Doctor have told me that I cant drive until we rule out a seizure disorder. This information will be broadcast in a data base which all police departments can see. Before offering consent to someone to use your vehicle, make sure you understand what you can expect if they have an accident on the road. Will this be covered by my policy? Bobs insurance would cover the first $10,000 of damage, then Williams insurance would start to pay for excess damages. Lowman Law Firms attorneys bring their skills, experience, and compassion to every auto accident injury case. Our opinions are our own. The fact that he used my car (is that considered joyriding?) situation. Atty. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome advice, does not constitute a lawyer referral service, and no attorney-client or Skip to content (888) 574-2060 I live in a major city and I know the cops have more important things to deal with than a stolen car, but this just seems so wrong to me. If the car is found damaged, but repairable, you will likely be issued reimbursement for the damages. As you can see, taking a motor vehicle without consent is a serious criminal charge in Ontario, and can have a significant impact on your life if you are found guilty. The disadvantage of this option, and why it is actually the most difficult choice, is that your teen will be subject to the full penalty of the law. A: Please consider the following: 1.) Driving on the suspended license is also criminal. information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you. I havent talked to my ex in MONTHS and he never even drove my car! Whether it's romance, friendship, family, co-workers, or basic human interaction: we're here to help! Can I Sue for PTSD After a Car Crash That I Did Not Cause? If your roommate (or girlfriend/boyfriend, etc.) I would not dump him over something like this. He took my car without asking me and got into an accident which was allegedly a hit and run. When someone steals your car or drives it without your permission, there are a number of issues to consider. hbspt.cta._relativeUrls=true;hbspt.cta.load(57735, '3ae19843-2200-4885-bb7e-e1416e1ec83b', {"useNewLoader":"true","region":"na1"}); As a large law firm, we have the resources and talent to handle your personal injury case with the care, compassion, and personal touch you deserve. I think the issue is that he broke my trust. However, while never loaning your car to another might be sensible, legally speaking, its hardly neighborly. The fact of taking the car without permission is something you will have to deal with privately, but at least your insurance company will handle the claim. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. One of the most important things you can do to prepare for any eventuality is to learn everything you can about your insurance policy. So long as the insurance policy was in effect, your insurance has a duty to defend. Why not move the separation or divorce action forward, and seek an Order awarding you the car? In both scenarios, your friend can be found liable as well, but the Dangerous Instrumentality Doctrine mandates that you take primary responsibility in the case of an accident. Were you injured by a reckless driver operating a stolen car? You may also tell him that such a foolish act will hasten your filing of a spousal support complaint. In many of these cases it is possible to prove that there was some form of implied . Martindale-Hubbell Client Review Ratings display reviews submitted by individuals who have either hired or consulted the lawyers or law firms. In the four hours that went by between me calling the police and one actually showing up, I got a text from my ex boyfriend. AV Preeminent: The highest peer rating standard. These ratings indicate attorneys who are widely respected by their peers for their ethical standards and legal expertise in a specific area of practice. However, this is rare in states like Florida that have a no-fault accident policy. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only. Your insurance may deny the claim because they were not aware of a teen driver and had not priced your policy correctly. Quotes and offers are not binding, nor a guarantee of coverage. However, if a valet driver causes an accident because he or she did not exercise the reasonable standard of care in driving your car, the business could still be held responsible but it will have to be proven that the valet driver was at fault. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. You are using an out of date browser. Always be sure to check your insurance policy to see if it covers other drivers living at your addressif not, you may want to add them if you know theyll be driving your vehicle. If your teen is not a licensed driver, or is not listed as a driver on your policy, the insurance company may have issues with honoring a claim filed against the car after he drives it without permission. However, your girlfriend may be subjected to criminal prosecution without your permission to take the car. Repairs done without permission. If he is not a licensed driver, the problem gets more serious. If you have explicitly excluded a driver from your insurance policy and they get into an accident in your car, you might be liable for damages, but your insurance wont cover them. The licensed attorneys at Greg Coleman Law discuss different scenarios and how each may impact your liability in a car crash. However, if William doesnt have insurance, or that insurance wont pay for William when hes driving someone elses vehicle, then Bob will have to cover the excess costs himself. 1. Ask Your Question Fast! It is important to check with your insurance company to be sure you understand your liability risks if someone else drives your car and causes an accident. Now Im out of a car. Talk to him. The Client Review Rating score is determined through the aggregation of validated responses. Best Clinics That Accept Medicare in 2023. This doesnt influence our content. Compare Quotes From Top Companies and Save, I got a letter from the police department regarding this hit and run. Even though you were not present, it is still your dog. When your car causes a crash, no matter who is driving, your car insurance will be required to cover the car accident. Your insurance company may or may not accept the claim but the only way that you can avoid criminal prosecution for a hit-and-run accident is to proactively consult with a local criminal defense attorney who specializes in traffic matters in the jurisdiction where your boyfriend had the accident. Disclaimer: Not able to come to us? He doesnt want me to tell on him but I feel like Im going to be responsible for his mess. The maximum penalty for this offence in Ontario is 6 months jail time and/or a $5,000 fine. Prior results do not guarantee a similar outcome and Martindale-Hubbell accepts no responsibility for the content or accuracy of any review. Well, once you learn that everyone appears to be okay, you call your auto insurance company and report the claim. Isnt that proof that I dont want him in my life at all, let alone my car? However, there are many variables that affect your liability, whether or not you must pay, and if so, the amount. He lied. She refuses to give me the car back. Create an account to follow your favorite communities and start taking part in conversations. These variables include: Whether or not you granted permission for the other driver to use the vehicle can be a factor in determining if youll be held liable for damages. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company. We strongly recommend that you call an attorney as soon as possible. We strive to help you make confident insurance decisions. Ask the court to make her give back the car. Im sure if you talk to him and explain you just dont want to him using your car without permission, he will understand. I was confused and in shock because no one should've been driving my car that I paid for with my money especially if you didn . Find the right lawyer for your legal issue. Quotes and offers are not binding, nor a guarantee of coverage. Youll be expected to deal with the fallout, from disciplining your pet to paying for injuries the jogger may have sustained. Can I report the car as stolen? Can I get help getting it back without reporting him as a car thief? Help? Comparison shopping should be easy. If a family member or friend does not have your car, did you leave it parked in a different place than usual and simply forgot the location? Consumers: Ask Lawyers Questions and Get Answers for Free! But a recent incident may have caused irreparable . In the meantime, you may be able to have an attorney file an emergency motion to give you exclusive possession of the car, pending the divorce proceedings. When she called later that day after school to get a price he stated he didn . You're still married so the vehicle is community property. Martindale-Hubbell Peer Review Ratings are the gold standard in attorney ratings, and have been for more than a century. The method in which you can prosecute him will definitely be more expensive than just letting it go. Unlike the Millions Recovered. He has a revoked license.. was caught for this before so this is his second offense. If you expect to give permissive use of your vehicle to someone frequently, be sure to ask Can someone drive my car and be covered on my insurance? It is a good way to protect yourself from out-of-pocket expenses if there is an accident. Call our firm to learn about your legal options, including whether you may be able to recover compensation for your injuries and other losses. I know that you state four hours yet, is he okay? I told off the cop, kind of and thanked him for keeping our . Dedicated to providing comprehensive legal counsel to injury victims throughout Tennessee. The attorney IllinoisCar Accidents Have you been caught/convicted of drink driving? It is important to check with your insurance company to be sure you understand your liability . US Insurance Agents works hard to provide our users with a fast and simple way to get and compare insurance rates for multiple lines of insurance. Its time to tackle one of the biggest questions a lot of people have when a friend or family member borrows a car: If they get into an auto accident, am I liable for the damages? Of course, most people have loaned a vehicle to a family member or friend at some point in their driving lives. 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Law Firms a stolen my boyfriend took my car without permission you with a better experience Ontario is MONTHS! He used my car then Williams insurance would cover the first question your carrier is going to ask simple questions.
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